Personal Savings

Savings Accounts

HBC is here for you and your savings needs. Please consider our Regular Savings account or a Money Market Investment account and the benefits they have to offer.

Home Savings

Minimum deposit of $100.00 to open account
Semi-Annual statement
If your account has no activity for 12 consecutive months it will become inactive. If your balance falls below $25.00 after becoming inactive, there will be a $7.50 service charge per month
Interest compounded and credited quarterly
Interest can be withdrawn when credited
If you close your account before interest is credited, you will not receive the accrued interest

The interest rate and annual percentage yield may change daily
During any calendar month, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party
Excess Debit Fee: You may make six (6) debits from your account each quarter. A fee of $2.00 will be imposed for each subsequent debit.
A fee of $15.00 may be assessed if you close your account within 90 days from the date the account is opened

Personal Money Market Account

Minimum deposit of $2,500.00 to open account
Minimum balance fee of $12.00 monthly if the daily balance of the account falls below $2500.00 any day of your statement cycle
You must maintain a minimum daily balance of $2,500.00 to obtain the disclosed APY
Monthly statement
Interest compounded and credited monthly
Interest can be withdrawn when credited
If you close your account before interest is credited, you will not receive the accrued interest.

The interest rate and annual percentage yield may change daily
During any calendar month, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party
An excess activity fee of $12.00 will be imposed for each subsequent debit/withdrawal
A fee of $15.00 may be assessed if you close your account within 90 days from the date the account is opened

Tiered Money Market Account

Minimum deposit of $2,500.00 to open account
Minimum balance fee of $12.00 monthly if the daily balance of the account falls below $2500.00 any day of your statement cycle
Minimum daily balance of $2,500.00 must be maintained to receive interest
The interest rate tiers are as follows:
- Balances between $2,500.00 and $49,999.99
- Balances between $50,000.00 and $99,999.99
- Balances between $100,000.00 and $249,999.99
- Balances between $250,000.00 and $499,999.99
- Balances $500,000.00 and above

Monthly statement
Interest compounded and credited monthly
Interest can be withdrawn when credited
If you close your account before interest is credited, you will not receive the accrued interest.
The interest rate and annual percentage yield may change daily
During any calendar month, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party
An excess activity fee of $12.00 will be imposed for each subsequent debit/withdrawal
A fee of $15.00 may be assessed if you close your account within 90 days from the date the account is opened

Platinum Tiered Money Market Account

Minimum deposit of $10,000.00 to open account
Minimum balance fee of $12.00 monthly if the daily balance of the account falls below $10,000.00 any day of your statement cycle
Minimum daily balance of $10,000.00 must be maintained to receive interest
The interest rate tiers are as follows:
- Balances between $10,000.00 and $249,999.99
- Balances between $250,000.00 and $499,999.99
- Balances between $500,000.00 and $749,999.99
- Balances between $750,000.00 and $999,999.99
- Balances $1,000,000.00 and above

Monthly statement
Interest compounded and credited monthly
Interest can be withdrawn when credited
If you close your account before interest is credited, you will not receive the accrued interest
The interest rate and annual percentage yield may change daily
During any calendar month, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party
An excess activity fee of $12.00 will be imposed for each subsequent debit/withdrawal.
A fee of $15.00 may be assessed if you close your account within 90 days from the date the account is opened

CDs & IRAs

Interested in the potential at higher interest rates with our high-yield accounts? Take a look at what we offer through our Certificate of Deposits and Individual Retirement Accounts.

Learn More

Personal Loans

We also offer various personal loans depending on your specific need. Be sure to check out the Personal Loans page for more details.

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