Personal Savings

Savings Accounts

HBC is here for you and your savings needs. Please consider our Regular Savings account or a Money Market Investment account and the benefits they have to offer.

Home Savings

  • Minimum deposit of $100.00 to open account

  • Semi-Annual statement

  • If your account has no activity for 12 consecutive months it will become inactive. If your balance falls below $25.00 after becoming inactive, there will be a $7.50 service charge per month

  • Interest compounded and credited quarterly

  • Interest can be withdrawn when credited

  • If you close your account before interest is credited, you will not receive the accrued interest

  • The interest rate and annual percentage yield may change daily

  • During any calendar month, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party
  • Excess Debit Fee: You may make six (6) debits from your account each quarter. A fee of $2.00 will be imposed for each subsequent debit.
  • A fee of $15.00 may be assessed if you close your account within 90 days from the date the account is opened
Personal Money Market Account
  • Minimum deposit of $2,500.00 to open account
  • Minimum balance fee of $12.00 monthly if the daily balance of the account falls below $2500.00 any day of your statement cycle
  • You must maintain a minimum daily balance of $2,500.00 to obtain the disclosed APY
  • Monthly statement
  • Interest compounded and credited monthly
  • Interest can be withdrawn when credited
  • If you close your account before interest is credited, you will not receive the accrued interest.
  • The interest rate and annual percentage yield may change daily
  • During any calendar month, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party
  • An excess activity fee of $12.00 will be imposed for each subsequent debit/withdrawal
  • A fee of $15.00 may be assessed if you close your account within 90 days from the date the account is opened
Tiered Money Market Account
  • Minimum deposit of $2,500.00 to open account
  • Minimum balance fee of $12.00 monthly if the daily balance of the account falls below $2500.00 any day of your statement cycle
  • Minimum daily balance of $2,500.00 must be maintained to receive interest
  • The interest rate tiers are as follows:
    • Balances between $2,500.00 and $49,999.99
    • Balances between $50,000.00 and $99,999.99
    • Balances between $100,000.00 and $249,999.99
    • Balances between $250,000.00 and $499,999.99
    • Balances $500,000.00 and above
  • Monthly statement
  • Interest compounded and credited monthly
  • Interest can be withdrawn when credited
  • If you close your account before interest is credited, you will not receive the accrued interest.
  • The interest rate and annual percentage yield may change daily
  • During any calendar month, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party
  • An excess activity fee of $12.00 will be imposed for each subsequent debit/withdrawal
  • A fee of $15.00 may be assessed if you close your account within 90 days from the date the account is opened
Platinum Tiered Money Market Account
  • Minimum deposit of $10,000.00 to open account
  • Minimum balance fee of $12.00 monthly if the daily balance of the account falls below $10,000.00 any day of your statement cycle
  • Minimum daily balance of $10,000.00 must be maintained to receive interest
  • The interest rate tiers are as follows:
    • Balances between $10,000.00 and $249,999.99
    • Balances between $250,000.00 and $499,999.99
    • Balances between $500,000.00 and $749,999.99
    • Balances between $750,000.00 and $999,999.99
    • Balances $1,000,000.00 and above
  • Monthly statement
  • Interest compounded and credited monthly
  • Interest can be withdrawn when credited
  • If you close your account before interest is credited, you will not receive the accrued interest
  • The interest rate and annual percentage yield may change daily
  • During any calendar month, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party
  • An excess activity fee of $12.00 will be imposed for each subsequent debit/withdrawal.
  • A fee of $15.00 may be assessed if you close your account within 90 days from the date the account is opened