Disclosures

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

Temporary unlimited deposit insurance coverage for "non-interest bearing transaction accounts", including Interest On Lawyers Trust Accounts ("IOLTAs"), is scheduled to expire on December 31, 2012.  

Absent a change in law, beginning January 1, 2013, the FDIC will no longer provide seperate, unlimited deposit insurance coverage for non-interest-bearing transaction accounts.  This coverage was separate and in addition to the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

For more information about FDIC insurance coverage visit www.fdic.gov.

 

Patriot Act

Help Us Prevent Identity Fraud

According to the Federal Trade Commission, identity theft is the fastest-growing crime in the country.  Our ability to feel safe is becoming more difficult with terrorism and crime on a steady increase. 

The USA PATRIOT Act has paved the way for financial institutions to help prevent fraud, identity theft, and the spread of terrorism.  It requires financial institutions to obtain more information from an individual or legal entity to help establish identity.

Your cooperation is needed when you open a new account or request a loan.  You may be asked more questions to establish and confirm your identity.  It may also be required for you to provide one or more forms of identification.