CHECKING ACCOUNTS

Regular Checking Account

  • Minimum deposit of $100.00 to open account.
  • Minimum balance fee of $7.50 monthly if the daily balance of the account falls below $500.00 any day of your statement cycle.
  • Monthly statement.

Checking for People Over Age 65

  • Minimum deposit of $100.00 to open account.
  • No monthly service charge or minimum balance fee on this account.
  • Monthly statement.

Free Checking for Students

  • Minimum deposit of $100.00 to open account.
  • Monthly statement.
  • No monthly service charge or minimum balance fee on this account
  • No per check charge
  • Free until age 24
  • After age 24 Regular Checking account fees apply

Secure Checking – Level 1

  • Minimum deposit of $100.00 to open account
  • No minimum balance required
  • Monthly statement
  • $8.50 monthly membership fee
  • $10,000.00 of AD & D or $20,000.00 Common Carrier Coverage
  • Identity Watch and Protect Your-Cards
  • Inquire with a Bank Representative for a complete list of all of the benefits

Secure Checking – Level 2

  • Minimum deposit of $100.00 to open account
  • No minimum balance required
  • Monthly statement
  • $9.50 monthly membership fee
  • $20,000.00 of AD & D or $40,000.00 Common Carrier Coverage
  • Identity Watch and Protect Your-Cards
  • Inquire with a Bank Representative for a complete list of all of the benefits

Secure Checking – Level 3

  • Minimum deposit $100.00 to open account
  • No minimum balance required
  • Monthly statement
  • $10.50 monthly membership fee
  • $30,000.00 of AD & D or $60,000.00 Common Carrier Coverage
  • Identity Watch and Protect Your-Cards
  • Inquire with a Bank Representative for a complete list of all of the benefits

Secure Checking – Plus

  • As a member age 50 or better, you will receive all of the account benefits for one half of the monthly membership fee.

Golden NOW Checking

  • Checking for those age 50 and older
  • Minimum deposit of $100.00 to open account.
  • Monthly service charge with a minimum daily balance of:
    • $500.00 or more ………..………………..NONE
    • Below $500.00….…………………….……$7.50
  • Monthly statement
  • Interest compounded and credited monthly
  • Interest can be withdrawn when credited
  • If you close your account before interest is credited, you will not receive the accrued interest.
  • The interest rate and annual percentage yield may change daily

Super NOW High Interest Checking Account

  • Minimum deposit of $2,500.00 to open account
  • Monthly service charge with a minimum daily balance of:
    • $2,500.00 or more ………………………..NONE
    • Below $2,500.00..…………………………$10.00
  • Monthly statement
  • Interest compounded and credited monthly
  • Interest can be withdrawn when credited
  • If you close your account before interest is credited, you will not receive the accrued interest.
  • The interest rate and annual percentage yield may change daily